2021-2022 RCI Exchange Fees: A Complete Guide

rci fees 2021 2022 vacation exchange membership

Through RCI, owners can combine the benefits of their home resort with an annual RCI Travel membership, giving them access to hundreds of timeshares on the exchange network. For many vacation owners, vacation exchange is one of the biggest benefits of owning a timeshare. This blog is a complete guide to RCI fees 2021-2022. To see current RCI exchange fees, click or tap here.

Points Fees 2021-2022

RCI Points

If flexibility is important to you, RCI Points members have a bit more flexibility in their membership (compared to weeks members) for the simple fact that points can be divided among several one to five-night stays as compared to weeks. For example, if you wanted to take a weekend getaway and then use your remaining days elsewhere a few months later, you hypothetically could. Whereas week members can only trade their week for another week somewhere else.

Just as points-based timeshare values vary, so do timeshares on the RCI network. Your annual allotment of points depends on a number of factors. A few factors that affect the value on RCI’s network: your resort’s popularity, the type, and size of your unit, as well as the season you own in.

The following RCI fees for 2021 are effective starting April 18, 2021.

RCI Points Fee Chart (Annual)

YearPrice
1 Year$124
2 Years$229 
3 Years$321 
4 Years$409 
5 Years$499 

Managing Your Points Deposits

A Points Saving fee occurs when you want to save your points for the next year to use. A Points Extension fee applies when you want to roll over those points to the third year. The fee amount you pay depends on the number of points you wish to roll over. 

If, while browsing the RCI network, you come across a resort you like, but don’t have enough points for, don’t fret! You have the option to rent more points upon check out.

Managing Your PointsPrice
Points Saving Fee$36
Points Extension (Less than or = to 30,000 points)$95
Points Extension (30,001 points or more)$135
Points Extension Fee (WVO Flat Rate)$109
Points Rental Fee$0.03
Points or Deposit Fee$49

Points Protection

RCI values its members, so they designed RCI Points Protection. This program guarantees members a 100% refund on points they spend that don’t get used.

RCI Points ProtectionPrice
1-2 nights$69
3-4 nights$79
5+ nights$89
*Purchased 30 days or less from the date of vacation confirmation AND 15 days or more before check-in date.
RCI Points ProtectionPrice
1-2 nights$109
3-4 nights$119
5+ nights$129
*Purchased 31 days or more from the date of vacation confirmation OR 14 days or less from check-in date.

Weeks Fees 2021-2022

RCI Weeks

Owners can exchange their traditional week at their home resort for a week somewhere else with an RCI Weeks membership. Similar to points membership, RCI Weeks is also a subscription-based program where fees are due each year to continue the use of service. Below are the current membership fees. Don’t forget, members have the option to buy a subscription up to five years in advance, to save time doing so in the future. Not to mention, there is a slight discount for purchasing ahead of time.

The Deposit Trading Power depends on a variety of factors, like your resort’s popularity, the size as well as the type of unit you own, or the season you own in. RCI assigns each timeshare week trading power at its discretion.

The following fees are effective starting March 12, 2021.

Weeks Fee Chart (Annual)

RCI Weeks Subscription FeesTotal CostPrice Per YearYou Save Approx. 
1 Year$99n/an/a
2 Years$179$9010%
3 Years$249$8316%
5 Years$399$8019%

Managing Your Weeks Deposits

Just like managing points deposits, there are fees assumed with managing your week’s deposits as well. The extension and deposit concepts are the same as the points, just at different price points. 

Managing Your RCI WeeksPrice
Deposit Extension – 1 Month   $49
Deposit Extension – 3 Months$89
Deposit Extension – 6 Months $119
Deposit Extension – 12 Months $139
Combine Deposit Fee  – 12 Month expiration$154
Combine Deposit Fee  – 24 Month expiration$231
Vacation Time Transfer Fee$98
Deposit Restore$69
Unit Upgrades and Changes$49

RCI Trading Power Protection

RCI Trading Power Protection (TPP) is a fee you can pay that locks in the value of your week upon booking. By having the TPP, RCI will not recalculate the week’s value. This comes in handy only when you exchange your week for another week and then cancel the trip or want to re-book it.

Trading Power Protection (TPP)Price
TPP Purchased 30 days or less from date of vacation confirmation AND 15 days or more before check-in date$89
TPP Purchased 31 days or more from date of vacation confirmation OR 14 days or less from check-in date$129

Weeks Online Self-Enrollment Fees

RCI Weeks Online Enrollment FeesPrice
1 Year$159
2 Year$239
3 Year$309
5 Year$459

Platinum Membership

An RCI Platinum membership allows owners access to great vacation perks, including exclusive sales and savings and priority booking. In addition to these benefits, you receive priority on select exchange vacations before they are made available to the entire network, and 24/7 Travel Assistance for problems big or small.

Platinum Benefits

  • 10% savings on Extra Vacations getaways and Last Call vacations, including those already on sale.
  • 10% discount on the Combined Deposit Fee and increase your exchange options.
  • 25% discount on Guest Certificates so you can share with family or friends and save!
  • Free Ongoing Search, meaning RCI can help you find your ideal vacation and you won’t be charged the Exchange Fee until they find a match.
  • Free On-Hold Vacations, so you can iron out those last-minute details without a fee for 24 hours.

Platinum Points Membership Fees

RCI Weeks Platinum FeesTotal CostPrice Per YearYou Save Approx. 
1 Year$89n/an/a
2 Years$155$77.5013%
3 Years$221$73.6717%
4 Years$279$69.7522%
5 Years$322$64.4028%

Gold Membership

As a Gold member with RCI, members get great benefits. It is less expensive than Platinum but includes a few similar perks. Be sure to determine which membership is right for you based on your budget and travel plans.

Gold Benefits

  • 5% savings on Extra Vacations getaways and Last Call vacations, including those already on sale.
  • 10% off City Attractions with a Go City Card.
  • Priority Answer when calling into RCI to speak to their expert guides.
  • Free On-Hold Vacations, so you can iron out those last-minute details without a fee for 24 hours.
  • RCI Gold members receive an extra $25 per couple towards the purchase of select tours, compared to standard RCI members.
  • Free Ongoing Search, meaning RCI can help you find your ideal vacation and you won’t be charged the Exchange Fee until they find a match.

Gold Points Membership Fees

Gold Membership FeesTotal CostPrice Per Year 
1 Year$49n/a
2 Years$86$43
3 Years$123$41
4 Years$156$39
5 Years$180$36

Exchange Fees

RCI Exchange

The RCI Exchange fee is required in order to exchange your ownership on the network. In addition to your yearly membership, you must pay an exchange fee. This applies to both Points and Weeks members. Below is a chart with the most current fees.

Exchange Fees Chart

Points Members Exchange Fees Total Cost
Home Week Reservation (7 nights)No charge
Home Resort Reservation (7 nights)$50
RCI Points Reservation 14 nights +$299
RCI Points Reservation: 7-13 nights $229
RCI Points Reservation 6 nights$219
RCI Points Reservation 5 nights$199
RCI Points Reservation 4 nights$159
RCI Points Reservation 3 nights$109
RCI Points Reservation 2 nights$79
RCI Points Reservation 1 night$59
RCI Weeks Reservation (7 nights)$249

Gift Certificate Fee

For years you’re not using your timeshare, you can use Guest Certificates through RCI to gift it to a family or friend. By doing this, you can give the gift of travel to any resort in the RCI network. There is a Gift Certificate fee for transferring your membership for the year. This fee is applicable to both points and weeks members. The guest certificate allows a friend or family member the ability to check into your timeshare after you have booked your vacation through RCI. This is a great option if you’re looking for a gift for someone, or if you aren’t going to be taking a vacation this year.

Guest Certificate TypePrice
Guest Certificate$89
One Time Transfer$98
5 Year Guest Pass$179

Last Call and Cruises

Last Call Vacations are last-minute week-long getaways that are available to confirm within 45 days of check-in. Being a huge vacation exchange network, it’s no surprise RCI offers cruise options as well. You’ll find both listed here:

Last Call and Cruise RentalsStudio (1BR)(2BR)
Last Call – Call Center/RCI.com$289$319$349
RCI Cruise Cash Rental n/an/aFees Vary
Cruise Exchange – 20,000 Points$149 n/an/a

Reactivation of Membership

The fee to reactivate your RCI membership is $49. In the event your membership is canceled, call RCI to discuss your options.

Have you used RCI before? Many owners agree that whether they exchange internally or externally, vacationing to new destinations with timeshare is one of their favorite benefits of owning.

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