Through RCI, owners can combine the benefits of their home resort with an annual RCI travel membership, giving them access to hundreds of timeshares on the exchange network. For many vacation owners, vacation exchange is one of the biggest benefits of owning a timeshare. This blog is a complete guide to RCI Fees 2020-2021.

What is RCI?

Whether you’re new to timeshare or not, you may be curious, “what is RCI?” RCI is a vacation exchange company created for timeshare owners to get the most out of their timeshare interests. With an RCI membership, owners can deposit and exchange their timeshare points or weeks to stay at other resorts in the network.

RCI Resorts

It’s worth noting that even though a brand is RCI affiliated, not every resort in the brand will be able to exchange through RCI. To avoid any confusion, call RCI to check the availability of your resort on the exchange network. RCI is the largest vacation exchange network in the world and has partnerships with the brands listed here:

If you don’t own a timeshare yet, get started by browsing our timeshare postings for sale, or check one out on the timeshare rental market.

RCI Travel

There are two types of memberships through RCI: RCI Weeks and RCI Points. Additionally, RCI Points and RCI Weeks members have the option to upgrade their benefits with Platinum and Gold memberships. If you are an RCI member, you are probably well acquainted with RCI membership fees. RCI is a subscription-based program. This means owners generally make payments in advance for using the services available. In addition to exchange, members can also get benefits for flights through RCI.

All price values are shown in USD.

Check Out Our Guide to RCI Travel, Exchange and Resorts

How Much are RCI Exchange Fees?

The number and amount of fees you pay with RCI depends on your membership package. RCI refers to its membership fees as Network dues. RCI reserves the right to change fees at any time at their own discretion. According to RCI, the fees below are the most current. Since owners use their timeshares year after year, RCI gives the option to purchase your membership for future years at a discount. By subscribing ahead of time, you won’t have to revisit your subscription year after year.

RCI Points Fees

RCI Points

If flexibility is important to you, RCI Points members have a bit more flexibility in their membership (compared to weeks members) for the simple fact that points can be divided among several one to five-night stays as compared to weeks. For example, if you wanted to take a weekend getaway and then use your remaining days elsewhere a few months later, you hypothetically could. Whereas week members can only trade their week for another week somewhere else.

Just as points-based timeshare values vary, so do timeshares on the RCI network. Your annual allotment of points depends on a number of factors. A few factors that affect the value on RCI’s network: your resort’s popularity, the type, and size of your unit, as well as the season you own in.

The following RCI fees for 2021 are effective starting November 1, 2020.

RCI Points Fee Chart (Annual)

1 Year$124
2 Years$229 
3 Years$321 
4 Years$409 
5 Years$499 

Managing Your RCI Points Deposits

RCI has a few fees for points management. The great thing about points-based programs is that you can generally roll over points from previous years to the next year. Additionally, you can save points from this year for next year. Keep in mind, different rules and rates apply, so check in with RCI and your developer to be sure. Oftentimes it’s best to get the information for your specific ownership since owner needs vary.

A Points Saving fee occurs when you want to save your points for the next year to use. A Points Extension fee applies when you want to roll over those points to the third year. The fee amount you pay depends on the number of points you wish to roll over. 

If, while browsing the RCI network, you come across a resort you like, but don’t have enough points for, don’t fret! You have the option to rent more points upon check out.

Managing Your PointsPrice
Points Saving Fee$36
Points Extension (Less than or = to 30,000 points)$95
Points Extension (30,001 points or more)$135
Points Extension Fee (WVO Flat Rate)$109
Points Rental Fee$0.03
Points or Deposit Fee$49

RCI Points Protection

RCI values its members, so they designed RCI Points Protection. This program guarantees members a 100% refund on points they spend that don’t get used. However, in order to qualify for the Points Protection guarantee, you must purchase it. The price of the program depends on the number of points you want to protect.*

RCI Points ProtectionPrice
1-2 nights$44
3-4 nights$54
5+ nights$64

*Purchased 30 days or less from the date of vacation confirmation AND 15 days or more before check-in date.

RCI Weeks Fees

RCI Weeks

Owners can exchange their traditional week at their home resort for a week somewhere else with an RCI Weeks membership. Similar to points membership, RCI Weeks is also a subscription-based program where fees are due each year to continue the use of service. Below are the current membership fees. Don’t forget, members have the option to buy a subscription up to five years in advance, to save time doing so in the future. Not to mention, there is a slight discount for purchasing ahead of time.

The Deposit Trading Power depends on a variety of factors, like your resort’s popularity, the size as well as the type of unit you own, or the season you own in. RCI assigns each timeshare week trading power at its discretion.

The following fees are effective starting November 4, 2019.

RCI Weeks Fee Chart (Annual)

RCI Weeks Subscription FeesTotal CostPrice Per YearYou Save Approx. 
1 Year$99n/an/a
2 Years$179$9010%
3 Years$249$8316%
5 Years$399$8019%

Managing Your RCI Weeks Deposits

Just like managing points deposits, there are fees assumed with managing your week’s deposits as well. The extension and deposit concepts are the same as the points, just at different price points. 

Managing Your RCI WeeksPrice
Deposit Extension – 1 Month   $49
Deposit Extension – 3 Months$89
Deposit Extension – 6 Months $119
Deposit Extension – 12 Months $139
Combine Deposit Fee  – 12 Month expiration$154
Combine Deposit Fee  – 24 Month expiration$231
Vacation Time Transfer Fee$98
Deposit Restore$69
Unit Upgrades and Changes$49

What is RCI Trading Power Protection?

RCI Trading Power Protection (TPP) is a fee you can pay that locks in the value of your week upon booking. By having the TPP, RCI will not recalculate the week’s value. This comes in handy only when you exchange your week for another week and then cancel the trip or want to re-book it.

Trading Power Protection (TPP)Price
TPP Purchased 30 days or less from date of vacation confirmation AND 15 days or more before check-in date$64
TPP Purchased 31 days or more from date of vacation confirmation OR 14 days or less from check-in date$104

RCI Weeks Online Self-Enrollment Fees

RCI Weeks Online Enrollment FeesPrice
1 Year$159
2 Year$239
3 Year$309
5 Year$459

RCI Platinum Membership

An RCI Platinum membership allows owners access to great vacation perks, including exclusive sales and savings and priority booking. In addition to these benefits, you receive priority on select exchange vacations before they are made available to the entire network, and 24/7 Travel Assistance for problems big or small.

RCI Platinum Benefits

  • 10% savings on Extra Vacations getaways and Last Call vacations, including those already on sale.
  • 10% discount on the Combined Deposit Fee and increase your exchange options.
  • 25% discount on Guest Certificates so you can share with family or friends and save!
  • Free Ongoing Search, meaning RCI can help you find your ideal vacation and you won’t be charged the Exchange Fee until they find a match.
  • Free On-Hold Vacations, so you can iron out those last-minute details without a fee for 24 hours.

RCI Platinum Points Membership Fees

RCI Weeks Platinum FeesTotal CostPrice Per YearYou Save Approx. 
1 Year$89n/an/a
2 Years$155$77.5013%
3 Years$221$73.6717%
4 Years$279$69.7522%
5 Years$322$64.4028%

RCI Gold Membership

As a Gold member with RCI, members get great benefits. It is less expensive than Platinum but includes a few similar perks. Be sure to determine which membership is right for you based on your budget and travel plans.

RCI Gold Benefits

  • 5% savings on Extra Vacations getaways and Last Call vacations, including those already on sale.
  • 10% off City Attractions with a Go City Card.
  • Priority Answer when calling into RCI to speak to their expert guides.
  • Free On-Hold Vacations, so you can iron out those last-minute details without a fee for 24 hours.
  • RCI Gold members receive an extra $25 per couple towards the purchase of select tours, compared to standard RCI members.
  • Free Ongoing Search, meaning RCI can help you find your ideal vacation and you won’t be charged the Exchange Fee until they find a match.

RCI Gold Points Membership Fees

Gold Membership FeesTotal CostPrice Per Year 
1 Year$49n/a
2 Years$86$43
3 Years$123$41
4 Years$156$39
5 Years$180$36

RCI Exchange Fee

RCI Exchange

The RCI Exchange fee is required in order to exchange your ownership on the network. In addition to your yearly membership, you must pay an exchange fee. This applies to both Points and Weeks members. Below is a chart with the most current fees.

RCI Exchange Fee Chart

Points Members Exchange Fees Total Cost
Home Week Reservation (7 nights)No charge
Home Resort Reservation (7 nights)$50
RCI Points Reservation 14 nights +$288
RCI Points Reservation: 7-13 nights $209
RCI Points Reservation 6 nights$199
RCI Points Reservation 5 nights$179
RCI Points Reservation 4 nights$139
RCI Points Reservation 3 nights$109
RCI Points Reservation 2 nights$79
RCI Points Reservation 1 night$59
RCI Weeks Reservation (7 nights)$239

RCI Gift Certificate Fee

For years you’re not using your timeshare, you can use Guest Certificates through RCI to gift it to a family or friend. By doing this, you can give the gift of travel to any resort in the RCI network. There is a Gift Certificate fee for transferring your membership for the year. This fee is applicable to both points and weeks members. The guest certificate allows a friend or family member the ability to check into your timeshare after you have booked your vacation through RCI. This is a great option if you’re looking for a gift for someone, or if you aren’t going to be taking a vacation this year.

Guest Certificate TypePrice
One Time Transfer$89
5 Year Guest Pass$179

What is RCI Last Call and Cruises?

Last Call Vacations are last-minute week-long getaways that are available to confirm within 45 days of check-in. Being a huge vacation exchange network, it’s no surprise RCI offers cruise options as well. You’ll find both listed here:

Last Call and Cruise RentalsStudio (1BR)(2BR)
Last Call – Call Center/$269$294$319
RCI Cruise Cash Rental n/an/aFees Vary
Cruise Exchange – 20,000 Points$149 n/an/a

Read Next: Get Away With Last-Minute Timeshare Rentals in Lake Tahoe

Reactivation of Membership

The fee to reactivate your RCI membership is $49. In the event your membership is canceled, call RCI to discuss your options.

Have you used RCI before? Many owners agree that whether they exchange internally or externally, vacationing to new destinations with timeshare is one of their favorite benefits of owning.

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Hannah O’Brien is a creative digital marketer with a passion for writing. She manages the social profiles at Timeshares Only as well as publishes weekly blogs about the timeshare and travel industry. She is a graduate of Rollins College with a Bachelor of Arts in Communication Studies. Hannah loves spending time with her friends, cats and family. Her favorite places to travel are Washington D.C. and the beaches of Florida.

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